Disclaimer Policy

Last Updated: December 31, 2025

1. GENERAL DISCLAIMER

Property Growth 360 (“we,” “us,” “our,” or “Company”) operates propertygrowth360.com (the “Website”) as an independent educational real estate platform. This Disclaimer Policy (“Policy”) outlines important legal disclaimers, limitations of liability, and clarifications regarding the nature of our content and services.

When you use our Website, you accept that you’ve read this Disclaimer and understand what our services do and don’t cover. If you do not agree with these disclaimers, please do not use the Website.

2. EDUCATIONAL CONTENT – NOT PROFESSIONAL ADVICE

2.1 Nature of Our Content

Property Growth 360 provides educational, informational, and general guidance content only. Our content includes:

• Articles and blog posts about real estate concepts
• Guides on buying, selling, renting, and investing in property
• Market trends and analysis
• Checklists and tools
• Calculators (EMI, ROI, etc.)
• FAQs and explanatory resources
• Case studies and examples

Our content is shared for learning and information purposes and shouldn’t be taken as professional advice.

2.2 Not a Substitute for Professional Advice

Our content is NOT a substitute for:

• Professional legal advice from a licensed attorney
• Recommendations delivered by an experienced financial advisor.
• Guidance provided by a certified accountant or licensed tax specialist.
• Suggestions from an experienced real estate agent or authorized broker.
• Loan or mortgage advice from a lending professional
• Property valuation from a certified property appraiser

Before making any significant real estate decision, you must consult with qualified professionals licensed in your jurisdiction.

2.3 No Professional Relationship

By using the Website and accessing our content, no professional relationship (such as attorney-client, advisor-client, or agent-client relationship) is created between you and Property Growth 360. We are not your legal counsel, financial advisor, tax advisor, or real estate agent.

3. ACCURACY AND COMPLETENESS DISCLAIMERS

3.1 No Warranty of Accuracy

We make no warranties or guarantees that:

• Information on the Website is accurate, complete, current, or up-to-date.
• The content is correct and free from mistakes or missing details.
• Information will be relevant to your specific situation or jurisdiction.
• Market data, prices, or statistics are verified or current.
• Legal information reflects the current state of law in your area.
• Financial calculations or projections are accurate or applicable to you.

3.2 Information May Be Outdated

Real estate laws, regulations, market conditions, property prices, and tax rules change frequently. Content on the Website may become outdated without notice. You are responsible for verifying all information through current, authoritative sources before making decisions.

Examples of rapidly changing information:

• Property prices and market trends
• Interest rates and loan products
• Tax laws and deductions
• RERA (Real Estate Regulation and Development Act) updates
• Fees for stamp duty and property registration vary by geographical location.
• Building codes and zoning regulations
• Government housing schemes

3.3 Jurisdiction-Specific Variations

Real estate laws, regulations, and practices vary significantly by:

• Country (India vs. other countries)
• State/Union Territory in India
• City or district
• Local municipal regulations

Content on our Website is primarily focused on India but may not be applicable to all regions, states, or cities. If you are in a specific jurisdiction, you must verify that the content applies to your location and consult with local professionals.

4. NO WARRANTY OF RESULTS OR OUTCOMES

4.1 No Guarantee of Success

Property Growth 360 does not guarantee, warrant, or promise that:

• Following our guidance will result in a successful property purchase, sale, or investment.
• You will achieve expected returns on investment.
• You will avoid property disputes, scams, or legal issues.
• Property prices will increase, and you will profit.
• Your property transaction will be completed as planned.
• You will secure favorable loan terms or interest rates.

Real estate outcomes depend on numerous factors beyond our control, including:

• Market conditions and economic cycles
• Location and neighborhood changes
• Property condition and maintenance
• Legal and regulatory changes
• Individual financial circumstances
• External events (natural disasters, pandemics, economic downturns)

4.2 Property Market Risks

Property investment and real estate transactions carry inherent risks:

• Market Risk: Property values fluctuate and may decrease.
• Liquidity Risk: Property cannot be quickly converted to cash like stocks or bonds.
• Leverage Risk: Mortgages and loans increase risk if property values decline.
• Legal Risk: Property disputes, title issues, or encroachments may occur.
• Regulatory Risk: Laws may change unfavorably to property owners.
• Environmental Risk: Natural disasters or environmental issues may affect property value.

You assume all risks associated with property decisions made based on information from our Website.

5. THIRD-PARTY CONTENT AND EXTERNAL LINKS

5.1 Links to Third-Party Websites

Our website has links that take you to other external sites, including:

• Government websites (land records, RERA portals, property registration)
• Property listing platforms
• Real estate agency websites
• Financial institution websites
• Real estate forums and community sites

5.2 No Control or Endorsement

We do not control, own, operate, or endorse third-party websites. We are not responsible for:

• Content, accuracy, or completeness of third-party websites
• Policies, terms, or privacy practices of external sites
• Any issues, losses, or damages that occur due to your interaction with external sites.
• Links that may be outdated or broken
• Misleading information on external websites

5.3 Third-Party Terms and Conditions

When you click a link to a third-party website, you leave Property Growth 360 and enter that site’s domain. Your use of third-party websites is governed by their terms, conditions, and privacy policies—not ours.

We strongly recommend reviewing:

• Privacy policies of external sites
• Terms of service before making purchases
• User reviews and ratings of platforms
• Security and data protection measures

6. AFFILIATE LINKS AND MONETIZATION DISCLAIMERS

6.1 Affiliate Relationship Disclosure

Property Growth 360 participates in affiliate programs and may earn commissions when you:

• Click affiliate links on our Website
• Purchase products or services through our links
• Complete qualifying actions on partner sites

Affiliate partners include:

• Amazon Associates
• Real estate and property service affiliate networks
• Home loan and financial service providers
• Real estate technology platforms

6.2 Commissions Do Not Affect Pricing

Our participation in affiliate programs:

• Does NOT increase the price you pay. You pay the same price whether you click our link or go directly to the site.
• Does NOT influence our recommendations. We recommend resources based on their value to our readers, not commission rates.
• Does NOT guarantee quality or performance. Affiliate commissions don’t mean we endorse or guarantee the quality of products or services.

6.3 No Responsibility for Affiliate Purchases

Property Growth 360 is not responsible for:

• Quality, performance, or suitability of affiliated products or services
• Accuracy of descriptions on affiliate partner sites
• Disputes between you and the affiliate partner
• Fraud, scams, or misrepresentation by affiliate partners
• Returns, refunds, or customer service issues

For issues with affiliate purchases, contact the third-party provider directly—not Property Growth 360.

6.4 Independent Verification Required

We encourage you to:

• Research products and services independently before purchasing
• Read reviews from multiple sources
• Compare prices and terms
• Verify affiliate partner legitimacy and reputation
• Consult with professionals before major purchases

Do not rely solely on our recommendations. Conduct your own due diligence.

7. USER-GENERATED CONTENT DISCLAIMER

7.1 Comments and User Submissions

If you post comments, reviews, feedback, or other user-generated content on our Website:

Property Growth 360 is not responsible for:

• Accuracy, completeness, or legality of your content
• Copyright or trademark infringement in your submissions
• Offensive, defamatory, or illegal content you post
• Consequences or disputes arising from your submissions
• Claims made by other users in comments or reviews

7.2 Moderation and Removal

We reserve the right to:

• Moderate, edit, or remove user-generated content
• Disable comments on certain posts
• Ban users who violate our content policies

We are not required to check or verify any user content before it is posted.

8. TOOLS, CALCULATORS, AND INTERACTIVE FEATURES

8.1 No Warranty of Accuracy

If our Website includes tools, calculators, or interactive features (such as EMI calculators, ROI tools, or checklists):

These tools are provided “as-is” without warranty:

• Results may not be accurate for your specific situation
• Calculations may contain errors or rounding discrepancies
• Tools may not account for all variables relevant to you
• Real-world outcomes may differ significantly from tool outputs

8.2 Not Substitutes for Professional Calculation

Tool results are estimates only and are not substitutes for:

• Professional financial advice from a certified advisor
• Bank calculations for actual loan amounts and interest
• Property valuations from certified appraisers
• Tax calculations from qualified accountants

8.3 User Responsibility

You are responsible for:

• Verifying tool results through independent sources
• Consulting with professionals for accurate calculations
• Understanding that tools may not reflect your unique circumstances
• Not relying solely on tool outputs for major financial decisions

9. MARKET DATA AND PROPERTY INFORMATION

9.1 Data Sources and Limitations

Any market data, property information, statistics, or trend analysis on our Website may be:

• Sourced from third-party providers with varying accuracy levels
• Delayed or historical rather than real-time
• Subject to interpretation and may vary by source
• Incomplete or subject to limitations, we may not disclose

9.2 No Real-Time Data Guarantee

We do not guarantee that the data is:

• Current or up-to-date
• Complete or comprehensive
• Verified from authoritative sources
• Free from errors or omissions
• Applicable to your specific market or timeframe

9.3 Consult Authoritative Sources

For current, verified property and market information, consult:

• Government property registration portals
• RERA (Real Estate Regulation and Development Act) portals in your state
• Local municipal corporations
• Licensed real estate agents
• Professional appraisers and valuers
• Central Bank for interest rate information

10. LEGAL AND REGULATORY INFORMATION DISCLAIMER

10.1 Not Legal Advice

While our Website includes information about property laws, regulations, and legal processes:

This information is NOT legal advice and does not:

• Create an attorney-client relationship
• Constitute legal counsel or recommendation
• Replace consultation with a qualified attorney
• Ensure compliance with laws in your jurisdiction
• Guarantee the accuracy of legal information

10.2 Laws Change Frequently

Property laws in India—including RERA, stamp duty, property tax, and inheritance laws—change frequently. Content on our Website may become outdated without notice.

Always verify legal information with:

• Current government sources and official websites
• Licensed attorneys in your jurisdiction
• State-specific regulatory bodies (RERA authorities)
• Legal databases and official gazettes

10.3 State and Local Variations

Property laws vary significantly across:

• Different states and union territories in India
• Different cities and districts
• Local municipal regulations

Information applicable in one state may not apply in another. Consult with a local attorney for jurisdiction-specific advice.

11. TAX AND FINANCIAL INFORMATION DISCLAIMER

11.1 Not Tax or Financial Advice

Our Website may include information about:

• Property-related tax deductions (Section 80C, HRA, etc.)
• Capital gains taxation
• Stamp duty and registration charges
• Home loan interest deductions
• Investment returns and financial planning

This information is NOT tax or financial advice and does not:

• Constitute personalized financial counsel
• Ensure compliance with tax laws
• Guarantee tax benefits or deductions
• Replace consultation with a qualified accountant or financial advisor

11.2 Individual Circumstances Vary

Tax implications and financial recommendations depend on:

• Your income level and tax bracket
• Your specific financial situation
• Changes in tax laws and policies
• Your investment goals and risk tolerance
• Government schemes and eligibility criteria

Your situation is unique. Always consult a qualified CA or financial expert prior to making investment or tax choices.

11.3 Tax Laws Change

Indian tax laws change frequently through budget announcements, circulars, and court rulings. Information on our Website may not reflect the latest changes.

12. HEALTH, SAFETY, AND PROPERTY CONDITION DISCLAIMER

12.1 Not Responsible for Property Inspections

Our Website provides general guidance on property inspection and due diligence. We are not responsible for:

• The condition, safety, or structural integrity of any property
• Hidden defects, environmental hazards, or health risks
• Compliance with building codes or safety standards
• Pest infestations, water damage, or other property issues

12.2 Professional Inspections Required

Before purchasing any property, you must:

• Conduct a professional structural inspection
• Get a pest control inspection
• Verify legal compliance (occupancy certificate, construction approvals)
• Check for environmental hazards (if applicable)
• Assess health and safety conditions

Property inspections must be conducted by licensed professionals—not based on our Website guidance alone.

13. NO LIABILITY FOR PROPERTY DISPUTES OR SCAMS

13.1 Property Fraud and Scams

While our Website provides information on fraud prevention and property scams, we are not responsible for:

• Losses resulting from property scams or fraud
• Title disputes or encroachment issues
• Boundary disputes with neighbors
• Disputes with builders or developers
• Unauthorized occupancy or tenant disputes

13.2 Due Diligence is Your Responsibility

You are solely responsible for:

• Verifying property title and ownership
• Conducting title searches and legal due diligence
• Checking for encumbrances, liens, or disputes
• Verifying builder credibility and project status
• Researching the property, area, and neighborhood

Consult with a lawyer before purchasing any property to ensure a clear title and legal compliance.

14. PERSONAL FINANCIAL RISK ACKNOWLEDGMENT

14.1 Property Investment Carries Risk

By using Property Growth 360 and making property-related decisions, you acknowledge:

• You assume all financial, legal, and personal risks associated with property transactions.
• Property values can decrease, and you may lose money.
• Real estate is illiquid—you cannot quickly sell property if needed.
• Leverage magnifies risk—mortgages and loans increase your exposure.
• Market conditions are unpredictable and beyond anyone’s control.
• External factors (economic downturns, pandemics, and natural disasters) can impact property value.

14.2 Not Your Financial Advisor

Property Growth 360 is not your financial advisor and does not:

• Assess your personal financial situation
• Recommend specific investments for you
• Guarantee financial outcomes
• Consider your risk tolerance or financial goals

Consult a qualified financial expert to evaluate if investing in property fits your personal situation.

15. LIMITATION OF LIABILITY

15.1 No Liability for Damages

Property Growth 360 is not responsible for any matters, as far as the law allows.:

• Loss of money, income, or investment returns
• Missed opportunities or unfavorable property transactions
• Failed property sales or investments
• Property disputes, litigation, or legal fees
• Scams, fraud, or misrepresentation by third parties
• Injuries, health issues, or safety hazards related to the property
• Emotional distress or consequential damages
• Decisions made based on information or guidance from our Website

15.2 No Liability for Website Issues

We are not liable for:

• Website downtime or technical errors
• Loss of data or access to content
• Viruses, malware, or security breaches
• Interruptions in service

16. “AS-IS” DISCLAIMER

The Website, content, tools, and services are provided “AS-IS” and “AS-AVAILABLE” without any warranties, express or implied.

We disclaim all warranties, including:

• Implied assurances of quality and appropriateness for a designated purpose
• Warranties that the content is accurate, complete, or current
• Assurances that the website will run smoothly, without downtime or faults
• Warranties of non-infringement of third-party rights

17. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Property Growth 360, its officers, directors, employees, and agents from any claims, damages, liabilities, or expenses (including legal fees) arising from:

• Your use of the Website or reliance on our content
• Your violation of this Disclaimer Policy or applicable laws
• Your property decisions or transactions
• Your interactions with third parties or affiliate partners
• Your user-generated content or submissions

18. GOVERNING LAW

This Disclaimer Policy is governed by the laws of India (specifically, the laws of Haryana) and is subject to the Consumer Protection Act, 2019.

19. CONTACT FOR QUESTIONS

If you have questions about this Disclaimer Policy, contact:

Property Growth 360
Email: support@propertygrowth360.com
Postal Address: D-141, Second Floor, BPTP Amstoria, Sector 102, Gurugram, Haryana, INDIA.
Website: https://www.propertygrowth360.com

20. ACKNOWLEDGMENT

By using Property Growth 360, you acknowledge that:

• You have read and understood this Disclaimer Policy
• You understand the limitations of our content and services
• You accept all risks associated with property decisions made based on our Website
• You will consult with licensed professionals before making significant property decisions
• You will conduct independent research and due diligence

If you do not agree with this Disclaimer, please do not use the Website.